» Posted July 1, 2026 • Articles
Fannie Mae and Freddie Mac (collectively referred to as “FM”) back more than $7 trillion in mortgages, supporting roughly 70% of the U.S. mortgage market. Most lenders package their mortgages with the intent that the loan will be sold to FM, meaning that the loan must meet the eligibility standards for FM if the lender wants to sell the loan.
» Posted June 1, 2026 • Articles
In recent issues of the OC View you may have read articles describing California’s insurance crisis. Insurance carriers have incurred substantial losses, particularly from wildfire claims, over the last two decades. Carriers have left or ceased writing new policies in California and other high-risk states. Premiums have increased significantly for most homeowners associations, prompting board members to seek ways to reduce insurance costs.
» Posted May 1, 2026 • Articles
In 2023, Fannie Mae and Freddie Mac released updates to project eligibility standards for condominiums and cooperatives. The updates distinguish between “critical” and “routine” repairs. A community needing “critical” repairs will likely be deemed ineligible for Fannie Mae or Freddie Mac-backed financing.
» Posted April 27, 2026 • Articles
After decades of seeing the same mistakes repeated, we have compiled a list of the most common issues that lead to litigation.
» Posted January 9, 2026 • News